by Dell Claiborne
My husband and I are looking forward to closing on our first house. Last year I read about a plat of surveys in your column but I had no idea we’d be home owners this year. What is a plat? Should I go to the closing prepared with one? If so, buy medical how do I get one?
Congratulations on your first home! I’m very happy for you. First time homebuyers like you are a driving force in the real estate market. To answer your question, a plat is a sketch that will show the legal boundaries or property lines. The plat is created by having a survey done on the property. It will also show placement of the house or any structures on the property drawn to scale. Any easements on the land and whether or not a neighbor’s property encroaches on yours will also be shown on your plat. A plat will come in handy if you’re planning to build a fence along the property lines. The plat is in most cases required by the lender and title insurance company and paid for by the buyer. However, the buyer is not responsible for bringing the physical plat to closing. In fact, your closing attorney will give you a copy of your plat at closing, along with the rest of your closing documents. If you’re getting close to your closing date and aren’t sure if a survey has been done please contact your Realtor or your closing attorney.