by Dell Claiborne
I have been renting an apartment for several years. The other day I added up what I’ve paid in rent. Seeing it there in front of me made me want to buy my first home. I heard you can …
by Dell Claiborne
What is a loan to value (LTV)? How does it determine the size of my loan?
Loan-to-value or LTV is the percentage determined by dividing the amount of the loan by the appraised value of the home. For example, you …
by Dell Claiborne
What are the advantages of 15 and 30 year loan terms?
There are definite advantages to both the 15 year fixed rate mortgage and the 30 year fixed rate mortgage. Fifteen year mortgages tend to have lower interest rates, which is great. By choosing the shorter term you also …
by Dell Claiborne
What is negative amortization? Do you recommend it? If I want to revert to a regular loan, can I?
Great question! In the current market, with a large inventory of homes and interest rates still historically low, this is …
by Dell Claiborne
Recently, I had the pleasure of interviewing noted African-American real estate investor N. Xavier Arnold. Xavier has experience in practically every aspect of Real Estate and is a successful entrepreneur and business person. He has been a licensed …
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