Tax strategies in a tough economy

By Jason Alderman
For most of us, income tax calculations don’t change much from year to year. But thanks to the roller coaster economy of the past few years, many people have undergone major life changes that can have a significant impact – good or bad – on their taxable income and how they should file [...]

Marriage strengthens communities

By Jeff Ukrop
The recent back and forth in the Richmond Times-Dispatch’s Letters to the Editor section concerning marriage has been interesting. There are not many absolutes regarding sociological cause and effect. However, there is evidence from social science that individuals, businesses, governments and organizations should consider.
The presence or absence of family structure influences education, work-force [...]

Financial planning for later-life marriages

By Jason Alderman

Couples who marry as young adults usually don’t bring a lot of financial baggage to the table. But what if you’re getting married in your 40s, 50s or later – after divorce, children and years of building assets have complicated your economic situation? Do you and your spouse-to-be have a game plan for [...]

Finding your lost money

By Jason Alderman
You may not know it, but millions of Americans are owed money from long-forgotten government payments, stock sales, bank accounts and other lost accounts. When the entities holding these funds can’t find the rightful recipients, they turn over the money to individual states, which hold it in escrow until claimed.
State treasuries and other [...]

The Ins and Outs of Employer-Granted Stock Options – Part II

by Jason Pryor
If you have access to employer-granted stock options, you may already understand that a stock option is the right to purchase a company’s stock in the future at a fixed price. And you also may know that in order to exercise an option, you must purchase shares of the company’s stock directly from [...]