Most of us will experience a fender-bender at some time. Here are some tips on how to avoid, prepare for and handle a car accident.
Before an Accident Occurs
· Educate yourself to help avoid accidents.
· Polish your defensive-driving skills.
· Never drive buzzed or drunk. Don’t drive while angry.
· Keep insurance current and keep sufficient coverage.
· Remember: When you’re driving, you are responsible
for the actions of your passengers. Their improper
behavior could get you into trouble.
Items to Keep in Your Car
· Contact your insurance company to see if they have a
pre-printed accident form that you can keep in your car.
· Carry jumper cables and safety flares in your car.
· Keep pen and paper in the glove compartment.
· Tuck a disposable camera in the car to document the scene and condition of the vehicles if you ever are in an accident.
· Always wear your seat belt.
· Join an automobile club like AAA.
If You are in an Accident
1. Determine if there are any injuries. Contact medical assistance if needed.
2. Call the police. Remember: Don’t make your situation far worse by running away from an accident.
3. If possible, move your vehicle to the side of the road. Did you pack safety flares in your car as we recommended? This is the time to use them. If you also took our tip on joining an auto club, call them for a tow if needed.
4. Get the names, addresses and telephone numbers of anyone injured, as well as witnesses to the accident, and the owner of any property that was damaged.
5. Record the make, model, license number and insurance company of all other vehicles involved.
6. Do not accept fault for the accident. Share your comments with police and your insurance company only.
7. Contact your insurance company immediately. They can give advice and initiate the claim process.
Love Handles Saved His Life? A study by the University of Michigan Transportation Research Institute suggests that overweight men wearing seatbelts are more likely to survive a crash. According to the study, male drivers with a body mass index of 35 to 50 have a 22 percent lower chance of dying in a crash than thinner drivers wearing seatbelts with a BMI between 15 and 18.4.
Look Out!> Teen boys with attention-deficit-hyperactivity disorder (ADHD) are the demographic most likely to be involved in car accidents, according to University of Toronto researchers. Their risk is about 33 percent greater than other teens.
– Cesca Janece Waterfield