We can all agree that saving money is a good thing, but not everyone does it. When you change the way that you look at saving, you can get motivated to actually do it.
Each time payday rolls around, you can always count on a stack of bills to roll around with it. But without thinking twice, you do what you gotta’ do. You pay your utilities, mortgage, you may use some money to chip away at debt, you even put money aside for your children’s education, and you never forget to tithe. At the end of the day, you feel good because you handled your business.
But if you look closely, you forgot to pay someone very important. YOURSELF.
If you are going to pay the power company your money that you have worked so hard for, then why not pay yourself a little something-something too?
You do your thing on a daily basis, you may work, cook, clean and drive the kids here and there, and outside of the day-to-day joys that you experience, you may feel that your job is rewardless. But who says that working hard in and out of the workplace has to go without reward? Pay yourself.
Paying yourself is simply a better way to think of saving.
Saving can sometimes sound like a drag. It can seem as if you can’t do anything that you enjoy because you have to put money away for a rainy day. But, when you think of it as paying yourself, saving becomes more than that. Paying yourself sounds like something you could look forward to, something that will give your self- worth a boost, and give you a sense of dignity about your money. Paying yourself sounds like something that wealthy people do— and it is.
Rather than rewarding yourself by purchasing something new, pay yourself a bonus every now and then to stash away in your savings account. When business is going really well, or when you get a raise at work, give yourself a raise too. You deserve it with God’s help it, was you who earned that extra money in the first place —not the cellphone company.
The last thing that you want is to look back on all the money that you have made and see that you gave it all away and kept none for yourself. You can have your payments set up to be automatically drafted -you can think of it as your own payroll to yourself. As the money accumulates over time, you will have a sense of dignity about what you are doing for YOU.
You work hard, and it’s about time that you get paid like it!